Property & Casualty Insurance

Protect your personal property in the event that they are damaged or stolen and protect yourself if you are liable.

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What is property and casualty insurance?

Property and casualty insurance, or P&C insurance, is an umbrella term to describe a bunch of different types of insurance, covering your personal property and offering liability coverage. Types of P&C insurance are: homeowners insurance, condo insurance, and auto insurance.

P&C insurance does not include other types of insurance coverage such as life insurance or health insurance.

What does homeowners insurance cover?

We offer a range of home insurance policies to cover you in the event of theft, water backup, personal injury and other types of losses. We not only cover your home, but also you, your family and your personal belongings.

What types of policies fall under P&C insurance?

P&C insurance describes a broad category of coverage types. The most common policies that fall under the P&C category are:

Auto Insurance

Can help cover you and your passengers in the event of a crash. This type of policy can also provide coverage for damage to your vehicle after a crash and other events like theft, vandalism, and weather damage.

Homeowners Insurance

Covers the entire structure of your residence in addition to your personal belongings. This type of policy also includes coverage for your liability for injury that may occur in your home and outside of your residence.

Renters Insurance

Provides coverage for your personal property if it is damaged or stolen. This type of policy also includes liability coverage for injury and/or damage for which you may be considered liable or negligent.

Condo Insurance

Provides coverage to the interior structure of your residence in conjunction with the insurance policy carried by your condo association. This type of policy should also provide coverage for your liability.